Incident response the moment you're breached
Cyber Insurance in New Zealand
Cyber cover funds the specialists who contain a ransomware or data breach event, plus the notification, legal and income costs that follow.
24/7 response team
A hotline to forensic IT, legal and PR specialists from the first hour.
Business email compromise
Cover for funds transferred after an invoice or payment instruction is spoofed.
Privacy Act obligations
Support meeting notifiable privacy breach duties to the Privacy Commissioner.
The detail
What cyber insurance covers
A typical New Zealand policy looks like this. Your final wording is set by the insurer we place you with — we walk you through it before you sign.
Usually included
- Ransomware response and system restoration
- Forensic investigation and containment
- Privacy breach notification costs
- Business interruption from a cyber event
- Cyber extortion payments where lawful
Worth adding
- Social engineering / funds transfer fraud
- Contingent business interruption from a supplier outage
- Media liability
- PCI fines and penalties
Commonly excluded
- Known vulnerabilities left unpatched after warning
- Failure to maintain agreed security controls such as MFA
- Betterment: upgrading systems beyond pre-loss state
- War and state-sponsored attack exclusions
Questions
Cyber Insurance FAQs
Keep exploring
Other business cover
Public liability
When your work damages someone else's property
See coverProfessional indemnity
Protection for the advice and designs you deliver
See coverCommercial vehicle
Utes, vans and fleets that earn their keep
See coverCommercial property
Buildings, fit-out, stock and plant
See coverReady for cover that actually fits?
Tell us what you need protected. An adviser compares the market and comes back with options in plain English — usually within one business day.