Medical, cancellation and baggage cover for Kiwi travellers
Travel Insurance in New Zealand
Single trip or annual multi-trip cover for New Zealanders heading overseas, with unlimited overseas medical options and honest handling of pre-existing conditions.
Overseas medical
Hospital, evacuation and repatriation — the reason travel cover exists.
Cancellation cover
Recover prepaid flights and accommodation when illness or an emergency stops the trip.
Annual multi-trip
Frequent travellers usually break even after two or three trips a year.
The detail
What travel insurance covers
A typical New Zealand policy looks like this. Your final wording is set by the insurer we place you with — we walk you through it before you sign.
Usually included
- Emergency medical and dental treatment overseas
- Medical evacuation and repatriation
- Cancellation, curtailment and travel delay
- Lost, stolen or damaged luggage
- Personal liability while travelling
Worth adding
- Cruise cover
- Snow sports and adventure activities
- High-value item extensions
- Rental vehicle excess
Commonly excluded
- Undeclared pre-existing medical conditions
- Travel against government advisories
- Claims relating to alcohol or drug use
- Unattended baggage
Questions
Travel Insurance FAQs
Ready for cover that actually fits?
Tell us what you need protected. An adviser compares the market and comes back with options in plain English — usually within one business day.